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twin_cities_lawncare
11-02-2007, 03:13 PM
Does anyone have any tips on which are good companies to deal with regarding income protection in our field of employment...
and whether you've heard of companies that do/don't keep their side of the agreement. I'm hoping to save a bit of time comparing premiums and promises ;)
Cheers
Christine

Mrs HMS
11-02-2007, 05:00 PM
I work in the superannuation and insurance industry and I can tell you that trying to find ANYONE prepared to offer income protection/continuation insurance to lawn mowing contractors is almost impossible.

The only ones I know of are the scheme through Indy and some general insurance products (ie are not a life insurance company product)...

Be prepared to be able to prove your income for the last 2 years. They'll want P&L Statements and or income tax returns. Problem is with ITR's that taxable income and actual income are two completely different things for the self-employed.

Don't even bother contacting the big life insurance companies..I know they don't do it.

administrator
24-02-2007, 04:33 PM
Indy will be presenting life insurance for lawnies very shortly :aus-flag:

We allready sell Imcome Protection as in Accident and or Accident Illness

Premier
25-02-2007, 08:59 AM
Admin,

Will you be able to offer "Income Protection" cover as well?

Cheers ;)

Premier