How do most of you do your budgets so that you will hopefully have the cash you need for all the bills and expenses when you need it?
Obviously you have to have some cash in the first place. When I was at Uni years ago I could live on next to nothing and I kept a diary of projected income and knew how much I had to save to meet specific bills by their due dates.
With family these days plus running a business I think everyone's finding it harder and harder to make ends meet. My budgeting system of old has gone out the window and I never know what expense is around the corner any more.
A friend and fellow Lawnie put me onto the website for Simply Budgets. It costs $129 and looks/sounds a bit corny but he swears by it.
http://simplybudgets.com.au/
Do any of you use anything like this or have other systems that you would be prepared to share?