I own a Ventrac and operate on Sunshine Coast. Some weeks ago I reversed into a palm tree and hit the truck with one of the dual wheels. Looking down at contact area noticed oil coming from rear transaxle. Quickly onto the trailer and to the service agent. Upshot is cracked housing - cost approx $4500.00 just for part and then full hydraulic service to reinstall etc. Rang insurer - all good - covered and repairs authorised. Had been considering dumping cover due to work downturn - glad I didn't'. If you have an expensive machine - look into adequate cover. My part has to come from USA so a delay there but all else covered and I only pay excess.